Homeowners deserve a new way to access their home equity

Home financing with RealtyGO is simple, fast, and transparent. Get started today and see what a Home Value Investment can help you achieve.

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What is a Home Value Investment?
A Home Value Investment is an innovative, debt-free way for homeowners to access their home equity without ongoing monthly payments or interest. In exchange for an upfront payment and interest-free financing, home equity sharing companies like RealtyGO share in a portion of the value of the home, from the time of their initial investment until the time that the homeowners choose to sell, refinance their home or buy them out, up to 10 years later. Sometimes referred to as home equity sharing or home equity investments, a Home Value Investment is a smart alternative to traditional home loans such as HELOCs and home equity loans for homeowners that want to avoid adding monthly payments to their budget. Homeownership is a smart decision, and you should be able to tap into the wealth you’ve accumulated in your home when you need it. Using a Home Value Investment allows you to turn your biggest asset, your home, into funds that can help you meet your financial goals.

So how does a Home Value Investment work?

When you choose a Home Value Investment, you agree to share a portion of your home’s value with a company like RealtyGO.

Here’s a closer look:

# Access your home equity with RealtyGO

We allow you to access up to $350,000 of your home equity up-front. This money is not limited to a specific purpose – you can use it however you want, from debt consolidation to paying off student loans to investing in your future.

# No interest, no monthly fees
Unlike traditional home loans, a Home Value Investment from RealtyGO allows you to obtain funding without monthly fees or interest. You’ll have up to 10 years from today to buy out our agreement with savings or proceeds from a refinance or sale.

# We share the risk
The housing market causes rapid shifts in home equity value, and we will stick with you through the ups and downs. When your home appreciates we share in the gain, and if it depreciates, we also share in the loss.

Receive a Home Value Investment in three easy steps

Get an estimate

Instant pre-approval and a custom quote for financing are free and won’t affect your credit score.

Complete your application

Provide your personal details and tell us the financing amount you need through our secure online portal.

Receive your investment

Once your documents are signed and notarized, we’ll transfer your funds within a few days.

Customer first

RealtyGO customers:

1. Aren’t accruing additional debt or interest

2. Don’t worry about making monthly payments

3. Have a partner in their homeownership journey

Contact Us

Homeowner Protection Program

Our core mission is to help our customers unlock the value of homeownership. We do that by building a long term relationship with our customers, who we call “homeowner partners” and helping them manage and protect their most important asset – their home.

But if 2020 has taught us anything, it’s to expect the unexpected. And that in tough times, we all need a helping hand to get through the challenges life throws at us. In the ups and downs of homeownership, RealtyGO’s Homeowner Protection Program is our commitment to help you manage through those tough times.

As a RealtyGO homeowner partner, if you fall into financial difficulty and find yourself unable to keep up with mortgage or property tax payments, or you need cash to make an emergency home repair such as a roof replacement, we are able to provide you with financial assistance to protect your home through our Homeowner Protection Program.

“Perfect timing of your offer to help!” said Amy, one of RealtyGO’s customers who received a Protective Advance this year. “World class customer service. Many thanks for your help in these tough times!”

This year has been an especially important time for homeowners to have someone in their corner. We’ve been able to help our customers like Arlene pay mortgage payments, property tax bills, and make emergency home renovations and repairs due to a range of emergent circumstances, including home damage, unemployment, small business challenges, and unexpected expenses.

How does the Homeowner Protection Program work?

With RealtyGO’s Homeowner Protection Program program, you can access a Protective Advance of up to $10,000 in additional funds without any ongoing monthly payments. There is an associated rate for Protective Advances, as well as a one-time processing fee. The Protective Advance amount and associated costs can be paid back in full anytime or simply be added to your original RealtyGO Home Value Investment and repaid at the end of the term.

If you are planning to use the funding to make default or delinquent payments, such as mortgage or property taxes, payments will be sent directly by RealtyGO to the institution(s) on your behalf. Otherwise, the funds will be wired directly to you within 3 days of final approval.

How do I request a Protective Advance through the Program?

We’ve made it simple for you to request a Protective Advance through your RealtyGO Dashboard. Log into your account and scroll to the bottom of your Dashboard – in the “Products” section, you’ll find the Homeowner Protection Program.

To submit your request just answer a few quick questions – the reason you’re seeking funds, how you plan to use them, and the total amount you’re seeking – and upload any applicable supporting documents. We’ve got it from there. Our Servicing team will review your request and get in touch with you directly for next steps. While we continue to support our homeowner partners across life situations, we do reserve the right to reject a Protective Advance request.

If you’re a RealtyGO customer, we’d love to answer any questions you might have about the Homeowner Protection Program. Reach out at ownersupport@realtygo.ai, or give our Servicing team a call at 213.235.8554.

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See why buyers love RealtyGO Home Loans

RealtyGO Home Loans was great to work with. My purchase was on a very tight deadline and my own work schedule was extremely busy at the time. RealtyGO Home Loans worked around my schedule and still able to get my deal closed with plenty of time to spare.


How does buying with RealtyGO differ from buying with a traditional agent?

How do I make an offer on a home with RealtyGO?

Who will help with negotiations, inspections, and closing?

Can you help me buy homes that are not owned by RealtyGO?

I also need to sell my home. Can your agents help me with that?

Can I choose my RealtyGO partner agent?